Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 158,634,000 | 156,445,000 | 164,803,000 | 165,126,000 |
| Total loans | 129,296,000 | 133,031,000 | 142,557,000 | 144,351,000 |
| Allowance for loan losses | 2,224,000 | 2,255,000 | 2,293,000 | 2,277,000 |
| Securities available for sale | 7,560,000 | 5,527,000 | 5,627,000 | 3,676,000 |
| Securities held to maturity | 1,482,000 | 1,481,000 | 1,475,000 | 1,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,301,000 | 134,724,000 | 135,681,000 | 139,720,000 |
| Interest-bearing deposits | 109,978,000 | 108,082,000 | 107,498,000 | 106,694,000 |
| Noninterest-bearing deposits | 27,323,000 | 26,642,000 | 28,183,000 | 33,026,000 |
| Equity capital | 19,948,000 | 20,460,000 | 20,898,000 | 21,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,625,000 | 5,271,000 | 7,923,000 | 10,524,000 |
| Interest expense | 658,000 | 1,232,000 | 1,770,000 | 2,293,000 |
| Net interest income | 1,967,000 | 4,039,000 | 6,153,000 | 8,231,000 |
| Noninterest income | 266,000 | 554,000 | 839,000 | 1,247,000 |
| Noninterest expense | 1,112,000 | 2,277,000 | 3,536,000 | 4,804,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,091,000 | 2,256,000 | 3,366,000 | 4,554,000 |
| Income tax | 422,000 | 876,000 | 1,308,000 | 1,776,000 |
| Net income | 669,000 | 1,380,000 | 2,058,000 | 2,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,998,000 | 20,409,000 | 20,788,000 | 21,207,000 |
| Total capital | 21,592,000 | 22,032,000 | 22,527,000 | 22,986,000 |
| Risk-weighted assets | 126,869,000 | 129,207,000 | 138,551,000 | 141,839,000 |