Call report 2020Q4
WESTERN STATES BANK — 2020Q4
The 22 measures WESTERN STATES BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 526,357,000 | USD | evidence → |
| Total loans | 369,059,000 | USD | evidence → |
| Allowance for loan losses | 6,425,000 | USD | evidence → |
| Securities available for sale | 54,953,000 | USD | evidence → |
| Securities held to maturity | 10,090,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 472,902,000 | USD | evidence → |
| Interest-bearing deposits | 331,231,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,671,000 | USD | evidence → |
| Equity capital | 51,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,349,000 | USD | evidence → |
| Interest expense | 2,383,000 | USD | evidence → |
| Net interest income | 18,966,000 | USD | evidence → |
| Noninterest income | 1,509,000 | USD | evidence → |
| Noninterest expense | 14,033,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 6,192,000 | USD | evidence → |
| Income tax | 1,040,000 | USD | evidence → |
| Net income | 5,152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,829,000 | USD | evidence → |