Call report 2012Q4
WESTERN STATES BANK — 2012Q4
The 22 measures WESTERN STATES BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,022,000 | USD | evidence → |
| Total loans | 88,638,000 | USD | evidence → |
| Allowance for loan losses | 1,656,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 6,829,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,814,000 | USD | evidence → |
| Interest-bearing deposits | 93,629,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,185,000 | USD | evidence → |
| Equity capital | 17,438,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,602,000 | USD | evidence → |
| Interest expense | 378,000 | USD | evidence → |
| Net interest income | 5,224,000 | USD | evidence → |
| Noninterest income | 631,000 | USD | evidence → |
| Noninterest expense | 4,202,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 1,573,000 | USD | evidence → |
| Income tax | 553,000 | USD | evidence → |
| Net income | 1,020,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,419,000 | USD | evidence → |
| Total capital | 13,605,000 | USD | evidence → |
| Risk-weighted assets | 94,392,000 | USD | evidence → |