Call report 2008Q4
WESTERN STATES BANK — 2008Q4
The 22 measures WESTERN STATES BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,549,000 | USD | evidence → |
| Total loans | 76,830,000 | USD | evidence → |
| Allowance for loan losses | 943,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,259,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,795,000 | USD | evidence → |
| Interest-bearing deposits | 89,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,846,000 | USD | evidence → |
| Equity capital | 14,457,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,702,000 | USD | evidence → |
| Interest expense | 2,411,000 | USD | evidence → |
| Net interest income | 4,291,000 | USD | evidence → |
| Noninterest income | 211,000 | USD | evidence → |
| Noninterest expense | 3,884,000 | USD | evidence → |
| Provision for loan losses | 81,000 | USD | evidence → |
| Pretax income | 537,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 537,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,435,000 | USD | evidence → |
| Total capital | 10,378,000 | USD | evidence → |
| Risk-weighted assets | 85,094,000 | USD | evidence → |