Call reports 2006
WESTERN STATES BANK — 2006
What WESTERN STATES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 6,215,000 | 11,710,000 |
| Total loans | 2,060,000 | 3,648,000 |
| Allowance for loan losses | 125,000 | 136,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 652,000 | 6,301,000 |
| Interest-bearing deposits | 571,000 | 5,585,000 |
| Noninterest-bearing deposits | 81,000 | 716,000 |
| Equity capital | 5,557,000 | 5,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 18,000 | 147,000 |
| Interest expense | 4,000 | 33,000 |
| Net interest income | 14,000 | 114,000 |
| Noninterest income | 0 | 1,000 |
| Noninterest expense | 332,000 | 692,000 |
| Provision for loan losses | 125,000 | 136,000 |
| Pretax income | -443,000 | -713,000 |
| Income tax | 0 | 0 |
| Net income | -443,000 | -713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 5,557,000 | 5,287,000 |
| Total capital | 5,557,000 | 5,349,000 |
| Risk-weighted assets | 1,017,000 | 4,919,000 |