Call reports 2001
GEAUGA SAVINGS BANK — 2001
What GEAUGA SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 174,112,000 | 176,944,000 | 176,882,000 | 185,112,000 |
| Total loans | 123,627,000 | 119,625,000 | 116,116,000 | 116,497,000 |
| Allowance for loan losses | 1,376,000 | 1,369,000 | 1,265,000 | 1,389,000 |
| Securities available for sale | 34,743,000 | 47,175,000 | 53,663,000 | 53,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 8,023,000 |
| Total deposits | 91,225,000 | 101,402,000 | 95,114,000 | 86,071,000 |
| Interest-bearing deposits | 89,742,000 | 99,197,000 | 92,056,000 | 83,648,000 |
| Noninterest-bearing deposits | 1,483,000 | 2,205,000 | 3,058,000 | 2,423,000 |
| Equity capital | 10,454,000 | 11,049,000 | 11,958,000 | 12,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,493,000 | 7,160,000 | 10,723,000 | 14,389,000 |
| Interest expense | 2,311,000 | 4,641,000 | 6,805,000 | 8,821,000 |
| Net interest income | 1,182,000 | 2,519,000 | 3,918,000 | 5,568,000 |
| Noninterest income | 19,000 | 3,000 | 65,000 | 214,000 |
| Noninterest expense | 668,000 | 1,332,000 | 1,972,000 | 2,637,000 |
| Provision for loan losses | 124,000 | 117,000 | 12,000 | 140,000 |
| Pretax income | 546,000 | 1,353,000 | 2,376,000 | 3,382,000 |
| Income tax | 186,000 | 460,000 | 818,000 | 1,163,000 |
| Net income | 360,000 | 893,000 | 1,558,000 | 2,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,098,000 | 10,629,000 | 11,294,000 | 12,205,000 |
| Total capital | 11,292,000 | 11,751,000 | 12,405,000 | 13,423,000 |
| Risk-weighted assets | 95,373,000 | 89,214,000 | 88,741,000 | 97,301,000 |