Call reports 2009
COMMUNITY BANK & TRUST — 2009
What COMMUNITY BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,272,478,000 | 1,302,529,000 | 1,211,027,000 | 1,181,717,000 |
| Total loans | 969,941,000 | 958,760,000 | 901,864,000 | 875,326,000 |
| Allowance for loan losses | 22,811,000 | 22,928,000 | 36,768,000 | 35,493,000 |
| Securities available for sale | 170,437,000 | 169,255,000 | 169,171,000 | 111,651,000 |
| Securities held to maturity | 3,042,000 | 2,243,000 | 2,042,000 | 768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,097,650,000 | 1,132,456,000 | 1,099,308,000 | 1,067,957,000 |
| Interest-bearing deposits | 1,054,605,000 | 1,091,119,000 | 1,063,149,000 | 1,027,892,000 |
| Noninterest-bearing deposits | 43,045,000 | 41,337,000 | 36,159,000 | 40,065,000 |
| Equity capital | 76,992,000 | 73,304,000 | 17,981,000 | 18,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 15,509,000 | 29,202,000 | 39,424,000 | 50,150,000 |
| Interest expense | 7,993,000 | 15,954,000 | 23,573,000 | 30,469,000 |
| Net interest income | 7,516,000 | 13,248,000 | 15,851,000 | 19,681,000 |
| Noninterest income | 4,387,000 | 9,718,000 | 14,875,000 | 18,175,000 |
| Noninterest expense | 12,672,000 | 24,698,000 | 34,353,000 | 46,989,000 |
| Provision for loan losses | 3,000,000 | 6,325,000 | 56,751,000 | 55,723,000 |
| Pretax income | -3,562,000 | -7,658,000 | -60,131,000 | -62,995,000 |
| Income tax | -1,535,000 | -2,593,000 | 4,353,000 | -4,014,000 |
| Net income | -2,027,000 | -5,065,000 | -64,484,000 | -58,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,199,000 | 73,179,000 | 15,999,000 | 21,542,000 |
| Total capital | 88,442,000 | 85,473,000 | 27,628,000 | 33,063,000 |
| Risk-weighted assets | 968,868,000 | 972,893,000 | 905,350,000 | 897,701,000 |