Call reports 2008
COMMUNITY BANK & TRUST — 2008
What COMMUNITY BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,148,448,000 | 1,186,139,000 | 1,207,860,000 | 1,276,651,000 |
| Total loans | 914,493,000 | 954,806,000 | 972,918,000 | 992,432,000 |
| Allowance for loan losses | 13,736,000 | 15,624,000 | 16,259,000 | 20,759,000 |
| Securities available for sale | 127,720,000 | 127,615,000 | 126,608,000 | 160,286,000 |
| Securities held to maturity | 5,327,000 | 5,327,000 | 5,012,000 | 4,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,003,668,000 | 1,019,815,000 | 1,073,219,000 | 1,039,356,000 |
| Interest-bearing deposits | 956,230,000 | 952,021,000 | 1,030,055,000 | 1,002,512,000 |
| Noninterest-bearing deposits | 47,438,000 | 67,794,000 | 43,164,000 | 36,844,000 |
| Equity capital | 90,498,000 | 88,712,000 | 88,340,000 | 79,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 19,835,000 | 38,180,000 | 55,813,000 | 72,182,000 |
| Interest expense | 9,823,000 | 18,718,000 | 27,805,000 | 36,429,000 |
| Net interest income | 10,012,000 | 19,462,000 | 28,008,000 | 35,753,000 |
| Noninterest income | 6,840,000 | 13,656,000 | 19,910,000 | 23,395,000 |
| Noninterest expense | 11,462,000 | 23,087,000 | 35,195,000 | 47,810,000 |
| Provision for loan losses | 1,222,000 | 4,114,000 | 6,626,000 | 22,626,000 |
| Pretax income | 4,168,000 | 5,905,000 | 6,116,000 | -11,364,000 |
| Income tax | 1,395,000 | 1,848,000 | 1,584,000 | -5,052,000 |
| Net income | 2,773,000 | 4,057,000 | 4,532,000 | -6,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,166,000 | 89,470,000 | 88,963,000 | 78,217,000 |
| Total capital | 100,669,000 | 101,506,000 | 101,100,000 | 90,683,000 |
| Risk-weighted assets | 917,529,000 | 959,305,000 | 966,851,000 | 988,984,000 |