Call reports 2007
COMMUNITY BANK & TRUST — 2007
What COMMUNITY BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 994,750,000 | 1,006,700,000 | 1,035,538,000 | 1,103,355,000 |
| Total loans | 731,594,000 | 767,796,000 | 806,138,000 | 853,474,000 |
| Allowance for loan losses | 12,061,000 | 12,099,000 | 12,955,000 | 12,922,000 |
| Securities available for sale | 119,747,000 | 132,499,000 | 143,459,000 | 152,416,000 |
| Securities held to maturity | 7,495,000 | 7,196,000 | 6,546,000 | 6,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,319,000 | 872,091,000 | 900,741,000 | 963,405,000 |
| Interest-bearing deposits | 808,328,000 | 800,542,000 | 844,825,000 | 908,742,000 |
| Noninterest-bearing deposits | 46,991,000 | 71,549,000 | 55,916,000 | 54,663,000 |
| Equity capital | 82,261,000 | 81,600,000 | 86,229,000 | 88,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,704,000 | 37,178,000 | 57,203,000 | 77,633,000 |
| Interest expense | 8,030,000 | 17,170,000 | 26,746,000 | 36,669,000 |
| Net interest income | 9,674,000 | 20,008,000 | 30,457,000 | 40,964,000 |
| Noninterest income | 5,320,000 | 10,701,000 | 15,915,000 | 22,719,000 |
| Noninterest expense | 9,910,000 | 20,240,000 | 30,702,000 | 42,099,000 |
| Provision for loan losses | 1,150,000 | 1,850,000 | 3,100,000 | 5,380,000 |
| Pretax income | 3,927,000 | 8,612,000 | 12,508,000 | 16,104,000 |
| Income tax | 1,295,000 | 2,898,000 | 4,169,000 | 5,394,000 |
| Net income | 2,632,000 | 5,714,000 | 8,339,000 | 10,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,339,000 | 81,661,000 | 85,533,000 | 87,375,000 |
| Total capital | 90,999,000 | 91,768,000 | 96,091,000 | 98,520,000 |
| Risk-weighted assets | 770,425,000 | 806,570,000 | 842,276,000 | 889,791,000 |