Call reports 2006
COMMUNITY BANK & TRUST — 2006
What COMMUNITY BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 824,989,000 | 835,768,000 | 865,873,000 | 921,960,000 |
| Total loans | 628,621,000 | 641,312,000 | 672,606,000 | 700,906,000 |
| Allowance for loan losses | 9,519,000 | 10,172,000 | 10,763,000 | 11,296,000 |
| Securities available for sale | 92,942,000 | 95,155,000 | 103,039,000 | 115,055,000 |
| Securities held to maturity | 12,141,000 | 11,381,000 | 10,363,000 | 8,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,247,000 | 715,877,000 | 735,780,000 | 785,306,000 |
| Interest-bearing deposits | 656,353,000 | 672,863,000 | 689,661,000 | 722,970,000 |
| Noninterest-bearing deposits | 47,894,000 | 43,014,000 | 46,119,000 | 62,336,000 |
| Equity capital | 72,969,000 | 74,368,000 | 77,855,000 | 80,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 13,762,000 | 28,683,000 | 44,758,000 | 61,697,000 |
| Interest expense | 5,196,000 | 11,093,000 | 17,845,000 | 25,216,000 |
| Net interest income | 8,566,000 | 17,590,000 | 26,913,000 | 36,481,000 |
| Noninterest income | 4,383,000 | 9,176,000 | 14,781,000 | 19,745,000 |
| Noninterest expense | 8,552,000 | 17,832,000 | 26,379,000 | 34,823,000 |
| Provision for loan losses | 915,000 | 1,505,000 | 2,465,000 | 3,535,000 |
| Pretax income | 3,482,000 | 7,429,000 | 12,309,000 | 17,327,000 |
| Income tax | 1,132,000 | 2,439,000 | 4,123,000 | 5,849,000 |
| Net income | 2,350,000 | 4,990,000 | 8,186,000 | 11,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,124,000 | 74,230,000 | 76,915,000 | 79,505,000 |
| Total capital | 80,357,000 | 82,676,000 | 85,649,000 | 88,737,000 |
| Risk-weighted assets | 657,350,000 | 673,993,000 | 696,671,000 | 736,473,000 |