Call reports 2005
COMMUNITY BANK & TRUST — 2005
What COMMUNITY BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 727,433,000 | 729,109,000 | 752,414,000 | 780,257,000 |
| Total loans | 549,827,000 | 570,486,000 | 586,132,000 | 598,912,000 |
| Allowance for loan losses | 8,231,000 | 8,875,000 | 8,847,000 | 9,148,000 |
| Securities available for sale | 79,260,000 | 78,239,000 | 77,387,000 | 80,137,000 |
| Securities held to maturity | 16,014,000 | 15,613,000 | 14,842,000 | 13,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 619,590,000 | 615,117,000 | 628,848,000 | 652,989,000 |
| Interest-bearing deposits | 577,962,000 | 560,524,000 | 590,645,000 | 610,203,000 |
| Noninterest-bearing deposits | 41,628,000 | 54,593,000 | 38,203,000 | 42,786,000 |
| Equity capital | 62,684,000 | 64,781,000 | 66,363,000 | 71,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,215,000 | 21,464,000 | 33,407,000 | 46,264,000 |
| Interest expense | 3,185,000 | 6,784,000 | 10,855,000 | 15,430,000 |
| Net interest income | 7,030,000 | 14,680,000 | 22,552,000 | 30,834,000 |
| Noninterest income | 4,466,000 | 9,378,000 | 14,043,000 | 22,153,000 |
| Noninterest expense | 8,014,000 | 16,581,000 | 25,041,000 | 33,433,000 |
| Provision for loan losses | 665,000 | 1,565,000 | 2,000,000 | 2,900,000 |
| Pretax income | 2,816,000 | 5,911,000 | 9,553,000 | 16,653,000 |
| Income tax | 874,000 | 1,847,000 | 3,035,000 | 4,196,000 |
| Net income | 1,942,000 | 4,064,000 | 6,518,000 | 12,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,142,000 | 62,934,000 | 64,958,000 | 70,586,000 |
| Total capital | 68,154,000 | 70,248,000 | 72,518,000 | 78,400,000 |
| Risk-weighted assets | 559,713,000 | 583,521,000 | 603,548,000 | 623,799,000 |