Call reports 2004
COMMUNITY BANK & TRUST — 2004
What COMMUNITY BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 654,882,000 | 663,674,000 | 678,868,000 | 689,550,000 |
| Total loans | 480,287,000 | 504,808,000 | 515,228,000 | 537,720,000 |
| Allowance for loan losses | 7,057,000 | 7,407,000 | 7,679,000 | 7,836,000 |
| Securities available for sale | 73,875,000 | 66,336,000 | 70,287,000 | 83,480,000 |
| Securities held to maturity | 18,803,000 | 18,492,000 | 17,951,000 | 17,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,798,000 | 555,526,000 | 577,575,000 | 583,948,000 |
| Interest-bearing deposits | 455,987,000 | 513,583,000 | 536,888,000 | 546,208,000 |
| Noninterest-bearing deposits | 98,811,000 | 41,943,000 | 40,687,000 | 37,740,000 |
| Equity capital | 57,457,000 | 57,664,000 | 60,308,000 | 61,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,153,000 | 18,077,000 | 27,590,000 | 37,324,000 |
| Interest expense | 2,444,000 | 4,942,000 | 7,641,000 | 10,564,000 |
| Net interest income | 6,709,000 | 13,135,000 | 19,949,000 | 26,760,000 |
| Noninterest income | 4,034,000 | 8,674,000 | 13,631,000 | 18,817,000 |
| Noninterest expense | 7,443,000 | 14,651,000 | 22,259,000 | 30,129,000 |
| Provision for loan losses | 1,075,000 | 1,850,000 | 2,375,000 | 3,025,000 |
| Pretax income | 2,261,000 | 5,372,000 | 9,009,000 | 12,486,000 |
| Income tax | 593,000 | 1,633,000 | 2,814,000 | 3,893,000 |
| Net income | 1,668,000 | 3,739,000 | 6,195,000 | 8,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,784,000 | 55,377,000 | 57,665,000 | 59,629,000 |
| Total capital | 59,896,000 | 61,821,000 | 64,206,000 | 66,447,000 |
| Risk-weighted assets | 488,045,000 | 514,572,000 | 522,149,000 | 544,409,000 |