Call reports 2002
COMMUNITY BANK & TRUST — 2002
What COMMUNITY BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 558,214,000 | 546,516,000 | 556,514,000 | 570,076,000 |
| Total loans | 379,111,000 | 378,214,000 | 389,979,000 | 399,162,000 |
| Allowance for loan losses | 5,623,000 | 5,662,000 | 5,918,000 | 6,312,000 |
| Securities available for sale | 60,899,000 | 72,271,000 | 75,286,000 | 76,134,000 |
| Securities held to maturity | 23,852,000 | 23,724,000 | 23,419,000 | 22,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,340,000 | 469,815,000 | 476,508,000 | 486,343,000 |
| Interest-bearing deposits | 404,407,000 | 399,027,000 | 403,751,000 | 411,124,000 |
| Noninterest-bearing deposits | 76,932,000 | 70,788,000 | 72,757,000 | 75,219,000 |
| Equity capital | 49,393,000 | 50,023,000 | 52,948,000 | 54,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,869,000 | 17,776,000 | 26,716,000 | 35,541,000 |
| Interest expense | 3,693,000 | 7,160,000 | 10,483,000 | 13,674,000 |
| Net interest income | 5,176,000 | 10,616,000 | 16,233,000 | 21,867,000 |
| Noninterest income | 3,361,000 | 7,115,000 | 11,779,000 | 17,358,000 |
| Noninterest expense | 6,314,000 | 12,470,000 | 18,796,000 | 25,124,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 2,500,000 |
| Pretax income | 1,888,000 | 4,471,000 | 7,976,000 | 11,711,000 |
| Income tax | 545,000 | 1,334,000 | 2,442,000 | 3,628,000 |
| Net income | 1,343,000 | 3,137,000 | 5,534,000 | 8,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,294,000 | 47,079,000 | 49,039,000 | 51,176,000 |
| Total capital | 52,290,000 | 52,011,000 | 54,117,000 | 56,340,000 |
| Risk-weighted assets | 399,039,000 | 393,837,000 | 405,432,000 | 411,996,000 |