Call reports 2014
BREMER BANK, NATIONAL ASSOCIATION — 2014
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 373,302,000 | 376,374,000 | 364,732,000 |
| Total loans | 278,332,000 | 282,029,000 | 276,228,000 |
| Allowance for loan losses | 5,100,000 | 5,107,000 | 5,011,000 |
| Securities available for sale | 56,236,000 | 54,998,000 | 52,214,000 |
| Securities held to maturity | 21,740,000 | 21,447,000 | 20,305,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 279,075,000 | 253,116,000 | 245,759,000 |
| Interest-bearing deposits | 229,506,000 | 205,464,000 | 192,304,000 |
| Noninterest-bearing deposits | 49,569,000 | 47,652,000 | 53,454,000 |
| Equity capital | 35,333,000 | 36,528,000 | 37,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 3,419,000 | 7,247,000 | 10,965,000 |
| Interest expense | 263,000 | 462,000 | 631,000 |
| Net interest income | 3,156,000 | 6,785,000 | 10,334,000 |
| Noninterest income | 633,000 | 1,394,000 | 2,408,000 |
| Noninterest expense | 2,484,000 | 5,067,000 | 7,485,000 |
| Provision for loan losses | 200,000 | 67,000 | 0 |
| Pretax income | 1,105,000 | 3,045,000 | 5,322,000 |
| Income tax | 260,000 | 854,000 | 1,589,000 |
| Net income | 845,000 | 2,191,000 | 3,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 33,570,000 | 34,417,000 | 35,459,000 |
| Total capital | 37,266,000 | 38,176,000 | 39,165,000 |
| Risk-weighted assets | 294,000,000 | 299,091,000 | 294,889,000 |