Call reports 2013
BREMER BANK, NATIONAL ASSOCIATION — 2013
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 337,920,000 | 348,924,000 | 356,532,000 | 353,394,000 |
| Total loans | 263,219,000 | 270,937,000 | 270,622,000 | 268,500,000 |
| Allowance for loan losses | 4,826,000 | 4,747,000 | 4,751,000 | 4,899,000 |
| Securities available for sale | 44,142,000 | 47,129,000 | 48,842,000 | 47,256,000 |
| Securities held to maturity | 21,425,000 | 21,801,000 | 21,678,000 | 22,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,726,000 | 271,693,000 | 277,144,000 | 272,253,000 |
| Interest-bearing deposits | 239,187,000 | 229,610,000 | 227,093,000 | 223,856,000 |
| Noninterest-bearing deposits | 43,539,000 | 42,082,000 | 50,051,000 | 48,397,000 |
| Equity capital | 34,054,000 | 33,664,000 | 33,942,000 | 34,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,547,000 | 7,096,000 | 10,692,000 | 14,221,000 |
| Interest expense | 263,000 | 517,000 | 777,000 | 1,016,000 |
| Net interest income | 3,284,000 | 6,579,000 | 9,915,000 | 13,205,000 |
| Noninterest income | 873,000 | 1,757,000 | 2,715,000 | 3,338,000 |
| Noninterest expense | 2,735,000 | 5,288,000 | 7,816,000 | 10,344,000 |
| Provision for loan losses | 0 | 223,000 | 446,000 | 663,000 |
| Pretax income | 1,422,000 | 2,829,000 | 4,466,000 | 5,634,000 |
| Income tax | 431,000 | 858,000 | 1,359,000 | 1,659,000 |
| Net income | 991,000 | 1,971,000 | 3,107,000 | 3,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,442,000 | 32,672,000 | 33,059,000 | 33,226,000 |
| Total capital | 35,841,000 | 36,177,000 | 36,652,000 | 36,792,000 |
| Risk-weighted assets | 270,216,000 | 278,914,000 | 285,978,000 | 283,715,000 |