Call reports 2012
BREMER BANK, NATIONAL ASSOCIATION — 2012
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 329,710,000 | 335,417,000 | 347,434,000 | 365,245,000 |
| Total loans | 239,403,000 | 241,553,000 | 247,064,000 | 258,366,000 |
| Allowance for loan losses | 4,856,000 | 4,312,000 | 4,461,000 | 4,856,000 |
| Securities available for sale | 58,544,000 | 55,726,000 | 52,200,000 | 48,172,000 |
| Securities held to maturity | 20,833,000 | 20,822,000 | 21,193,000 | 21,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,726,000 | 264,458,000 | 278,419,000 | 291,436,000 |
| Interest-bearing deposits | 233,241,000 | 224,616,000 | 235,130,000 | 239,088,000 |
| Noninterest-bearing deposits | 38,486,000 | 39,841,000 | 43,290,000 | 52,349,000 |
| Equity capital | 35,593,000 | 35,047,000 | 34,567,000 | 33,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,671,000 | 7,297,000 | 10,935,000 | 14,635,000 |
| Interest expense | 326,000 | 673,000 | 973,000 | 1,266,000 |
| Net interest income | 3,345,000 | 6,624,000 | 9,962,000 | 13,369,000 |
| Noninterest income | 733,000 | 1,644,000 | 2,572,000 | 3,389,000 |
| Noninterest expense | 2,636,000 | 5,262,000 | 7,904,000 | 10,637,000 |
| Provision for loan losses | 250,000 | 696,000 | 946,000 | 1,945,000 |
| Pretax income | 1,492,000 | 2,611,000 | 3,984,000 | 4,476,000 |
| Income tax | 477,000 | 803,000 | 1,229,000 | 1,280,000 |
| Net income | 1,015,000 | 1,808,000 | 2,755,000 | 3,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,519,000 | 32,812,000 | 32,259,000 | 32,200,000 |
| Total capital | 36,640,000 | 35,969,000 | 35,503,000 | 35,565,000 |
| Risk-weighted assets | 247,686,000 | 251,193,000 | 258,047,000 | 267,424,000 |