Call reports 2009
BREMER BANK, NATIONAL ASSOCIATION — 2009
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 372,462,000 | 363,224,000 | 356,593,000 | 362,868,000 |
| Total loans | 267,842,000 | 258,746,000 | 255,700,000 | 260,018,000 |
| Allowance for loan losses | 4,904,000 | 4,192,000 | 4,927,000 | 5,030,000 |
| Securities available for sale | 74,815,000 | 74,775,000 | 71,668,000 | 72,979,000 |
| Securities held to maturity | 17,216,000 | 17,627,000 | 17,633,000 | 18,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,189,000 | 287,976,000 | 281,336,000 | 280,249,000 |
| Interest-bearing deposits | 228,075,000 | 256,451,000 | 248,491,000 | 245,340,000 |
| Noninterest-bearing deposits | 32,115,000 | 31,524,000 | 32,845,000 | 34,908,000 |
| Equity capital | 32,044,000 | 32,318,000 | 33,604,000 | 34,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,638,000 | 9,227,000 | 13,838,000 | 18,377,000 |
| Interest expense | 1,322,000 | 2,388,000 | 3,330,000 | 4,161,000 |
| Net interest income | 3,316,000 | 6,839,000 | 10,508,000 | 14,216,000 |
| Noninterest income | 964,000 | 1,879,000 | 2,597,000 | 3,345,000 |
| Noninterest expense | 2,498,000 | 5,266,000 | 7,708,000 | 10,339,000 |
| Provision for loan losses | 1,425,000 | 2,434,000 | 3,533,000 | 4,663,000 |
| Pretax income | 435,000 | 1,096,000 | 1,942,000 | 2,637,000 |
| Income tax | 52,000 | 194,000 | 407,000 | 553,000 |
| Net income | 383,000 | 902,000 | 1,535,000 | 2,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,654,000 | 30,174,000 | 30,807,000 | 31,356,000 |
| Total capital | 33,160,000 | 33,596,000 | 34,178,000 | 34,756,000 |
| Risk-weighted assets | 278,872,000 | 272,767,000 | 267,956,000 | 270,124,000 |