Call reports 2008
BREMER BANK, NATIONAL ASSOCIATION — 2008
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 371,132,000 | 370,388,000 | 353,878,000 | 360,371,000 |
| Total loans | 266,780,000 | 270,652,000 | 256,889,000 | 265,344,000 |
| Allowance for loan losses | 3,487,000 | 3,324,000 | 3,304,000 | 3,904,000 |
| Securities available for sale | 71,621,000 | 66,227,000 | 64,575,000 | 63,476,000 |
| Securities held to maturity | 17,031,000 | 16,765,000 | 17,379,000 | 17,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,807,000 | 249,764,000 | 254,056,000 | 270,529,000 |
| Interest-bearing deposits | 200,907,000 | 217,592,000 | 220,624,000 | 234,361,000 |
| Noninterest-bearing deposits | 31,900,000 | 32,172,000 | 33,432,000 | 36,168,000 |
| Equity capital | 29,999,000 | 30,281,000 | 31,428,000 | 31,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,695,000 | 11,237,000 | 16,360,000 | 21,195,000 |
| Interest expense | 2,537,000 | 4,358,000 | 6,030,000 | 7,721,000 |
| Net interest income | 3,158,000 | 6,879,000 | 10,330,000 | 13,474,000 |
| Noninterest income | 692,000 | 1,404,000 | 2,046,000 | 2,667,000 |
| Noninterest expense | 2,311,000 | 4,651,000 | 7,020,000 | 9,334,000 |
| Provision for loan losses | 675,000 | 750,000 | 925,000 | 1,811,000 |
| Pretax income | 864,000 | 2,882,000 | 4,431,000 | 4,996,000 |
| Income tax | 247,000 | 960,000 | 1,360,000 | 1,472,000 |
| Net income | 617,000 | 1,922,000 | 3,071,000 | 3,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,874,000 | 29,177,000 | 29,727,000 | 29,572,000 |
| Total capital | 31,345,000 | 32,690,000 | 33,146,000 | 33,060,000 |
| Risk-weighted assets | 277,515,000 | 281,146,000 | 273,434,000 | 278,434,000 |