Call reports 2007
BREMER BANK, NATIONAL ASSOCIATION — 2007
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 347,298,000 | 359,610,000 | 363,273,000 | 371,163,000 |
| Total loans | 250,219,000 | 259,532,000 | 266,958,000 | 271,834,000 |
| Allowance for loan losses | 2,778,000 | 2,733,000 | 2,631,000 | 2,836,000 |
| Securities available for sale | 66,993,000 | 67,207,000 | 65,092,000 | 64,909,000 |
| Securities held to maturity | 16,821,000 | 16,842,000 | 17,144,000 | 17,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,987,000 | 255,379,000 | 252,673,000 | 262,263,000 |
| Interest-bearing deposits | 204,963,000 | 219,141,000 | 215,683,000 | 228,694,000 |
| Noninterest-bearing deposits | 31,024,000 | 36,238,000 | 36,990,000 | 33,568,000 |
| Equity capital | 26,161,000 | 26,423,000 | 27,702,000 | 28,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,818,000 | 11,931,000 | 18,130,000 | 24,290,000 |
| Interest expense | 2,868,000 | 5,945,000 | 9,019,000 | 11,995,000 |
| Net interest income | 2,950,000 | 5,986,000 | 9,111,000 | 12,295,000 |
| Noninterest income | 625,000 | 1,390,000 | 2,031,000 | 2,700,000 |
| Noninterest expense | 2,259,000 | 4,609,000 | 6,878,000 | 9,236,000 |
| Provision for loan losses | 112,000 | 225,000 | 713,000 | 1,123,000 |
| Pretax income | 1,204,000 | 2,542,000 | 3,551,000 | 5,061,000 |
| Income tax | 407,000 | 853,000 | 1,158,000 | 1,666,000 |
| Net income | 797,000 | 1,689,000 | 2,393,000 | 3,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,658,000 | 25,550,000 | 26,254,000 | 27,257,000 |
| Total capital | 27,611,000 | 28,458,000 | 29,060,000 | 30,282,000 |
| Risk-weighted assets | 263,840,000 | 271,468,000 | 279,828,000 | 283,311,000 |