Call reports 2006
BREMER BANK, NATIONAL ASSOCIATION — 2006
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 308,378,000 | 327,762,000 | 325,768,000 | 342,451,000 |
| Total loans | 224,090,000 | 231,866,000 | 234,284,000 | 238,879,000 |
| Allowance for loan losses | 2,561,000 | 2,656,000 | 2,716,000 | 2,682,000 |
| Securities available for sale | 54,430,000 | 54,049,000 | 61,212,000 | 68,476,000 |
| Securities held to maturity | 16,183,000 | 16,526,000 | 16,833,000 | 17,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,037,000 | 263,643,000 | 258,935,000 | 265,381,000 |
| Interest-bearing deposits | 207,216,000 | 226,450,000 | 220,999,000 | 227,797,000 |
| Noninterest-bearing deposits | 33,821,000 | 37,193,000 | 37,936,000 | 37,585,000 |
| Equity capital | 24,906,000 | 24,791,000 | 24,378,000 | 25,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,870,000 | 10,155,000 | 15,626,000 | 21,384,000 |
| Interest expense | 2,024,000 | 4,346,000 | 6,840,000 | 9,637,000 |
| Net interest income | 2,846,000 | 5,809,000 | 8,786,000 | 11,747,000 |
| Noninterest income | 582,000 | 1,187,000 | 1,660,000 | 2,291,000 |
| Noninterest expense | 2,111,000 | 4,286,000 | 6,448,000 | 8,749,000 |
| Provision for loan losses | 120,000 | 240,000 | 320,000 | 421,000 |
| Pretax income | 1,152,000 | 2,425,000 | 3,632,000 | 4,823,000 |
| Income tax | 397,000 | 845,000 | 1,260,000 | 1,630,000 |
| Net income | 755,000 | 1,580,000 | 2,372,000 | 3,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,968,000 | 24,294,000 | 23,086,000 | 23,907,000 |
| Total capital | 26,685,000 | 27,106,000 | 25,958,000 | 26,764,000 |
| Risk-weighted assets | 230,387,000 | 241,389,000 | 244,558,000 | 255,353,000 |