Call reports 2005
BREMER BANK, NATIONAL ASSOCIATION — 2005
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 322,440,000 | 320,227,000 | 311,246,000 | 315,831,000 |
| Total loans | 233,496,000 | 235,721,000 | 223,076,000 | 225,324,000 |
| Allowance for loan losses | 2,935,000 | 3,023,000 | 2,679,000 | 2,474,000 |
| Securities available for sale | 60,364,000 | 55,844,000 | 55,074,000 | 55,085,000 |
| Securities held to maturity | 14,559,000 | 14,891,000 | 15,902,000 | 16,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,082,000 | 239,195,000 | 241,533,000 | 250,130,000 |
| Interest-bearing deposits | 185,919,000 | 197,025,000 | 200,728,000 | 212,135,000 |
| Noninterest-bearing deposits | 39,164,000 | 42,170,000 | 40,806,000 | 37,995,000 |
| Equity capital | 23,697,000 | 24,411,000 | 25,046,000 | 24,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,193,000 | 8,709,000 | 13,293,000 | 18,114,000 |
| Interest expense | 1,329,000 | 2,902,000 | 4,582,000 | 6,463,000 |
| Net interest income | 2,864,000 | 5,807,000 | 8,711,000 | 11,651,000 |
| Noninterest income | 498,000 | 1,104,000 | 1,737,000 | 2,328,000 |
| Noninterest expense | 2,000,000 | 4,129,000 | 6,155,000 | 8,301,000 |
| Provision for loan losses | 142,000 | 284,000 | 33,000 | 0 |
| Pretax income | 1,220,000 | 2,498,000 | 4,260,000 | 5,678,000 |
| Income tax | 437,000 | 899,000 | 1,554,000 | 2,066,000 |
| Net income | 783,000 | 1,599,000 | 2,706,000 | 3,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,485,000 | 23,000,000 | 23,807,000 | 23,714,000 |
| Total capital | 25,509,000 | 26,049,000 | 26,608,000 | 26,344,000 |
| Risk-weighted assets | 241,905,000 | 243,804,000 | 232,148,000 | 232,377,000 |