Call reports 2004
BREMER BANK, NATIONAL ASSOCIATION — 2004
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 290,346,000 | 304,748,000 | 301,619,000 | 310,078,000 |
| Total loans | 203,633,000 | 216,306,000 | 218,022,000 | 226,960,000 |
| Allowance for loan losses | 2,808,000 | 3,064,000 | 2,975,000 | 2,704,000 |
| Securities available for sale | 59,982,000 | 58,138,000 | 54,229,000 | 55,667,000 |
| Securities held to maturity | 11,749,000 | 13,837,000 | 13,996,000 | 14,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,858,000 | 200,124,000 | 215,989,000 | 215,192,000 |
| Interest-bearing deposits | 147,349,000 | 157,377,000 | 171,066,000 | 172,427,000 |
| Noninterest-bearing deposits | 38,509,000 | 42,747,000 | 44,923,000 | 42,764,000 |
| Equity capital | 22,491,000 | 22,347,000 | 23,448,000 | 23,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,372,000 | 6,894,000 | 10,686,000 | 14,558,000 |
| Interest expense | 886,000 | 1,756,000 | 2,716,000 | 3,746,000 |
| Net interest income | 2,486,000 | 5,138,000 | 7,970,000 | 10,812,000 |
| Noninterest income | 574,000 | 1,137,000 | 1,664,000 | 2,265,000 |
| Noninterest expense | 1,908,000 | 3,888,000 | 5,806,000 | 7,659,000 |
| Provision for loan losses | 150,000 | 301,000 | 242,000 | 241,000 |
| Pretax income | 1,100,000 | 2,183,000 | 3,684,000 | 5,274,000 |
| Income tax | 390,000 | 774,000 | 1,317,000 | 1,896,000 |
| Net income | 710,000 | 1,409,000 | 2,367,000 | 3,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,683,000 | 21,383,000 | 21,941,000 | 22,202,000 |
| Total capital | 23,340,000 | 24,201,000 | 24,769,000 | 25,068,000 |
| Risk-weighted assets | 212,404,000 | 225,211,000 | 226,121,000 | 234,692,000 |