Call reports 2003
BREMER BANK, NATIONAL ASSOCIATION — 2003
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 264,269,000 | 257,955,000 | 261,826,000 | 285,969,000 |
| Total loans | 195,388,000 | 189,040,000 | 188,629,000 | 195,434,000 |
| Allowance for loan losses | 2,714,000 | 2,722,000 | 2,806,000 | 2,769,000 |
| Securities available for sale | 40,775,000 | 40,231,000 | 45,392,000 | 61,807,000 |
| Securities held to maturity | 11,372,000 | 11,385,000 | 11,783,000 | 12,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,010,000 | 189,251,000 | 193,285,000 | 195,602,000 |
| Interest-bearing deposits | 167,882,000 | 172,499,000 | 174,350,000 | 176,997,000 |
| Noninterest-bearing deposits | 14,128,000 | 16,752,000 | 18,935,000 | 18,605,000 |
| Equity capital | 20,875,000 | 21,796,000 | 21,420,000 | 22,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,672,000 | 7,377,000 | 10,613,000 | 14,036,000 |
| Interest expense | 905,000 | 1,796,000 | 2,594,000 | 3,430,000 |
| Net interest income | 2,767,000 | 5,581,000 | 8,019,000 | 10,606,000 |
| Noninterest income | 790,000 | 1,506,000 | 2,234,000 | 2,863,000 |
| Noninterest expense | 2,018,000 | 4,121,000 | 6,194,000 | 8,062,000 |
| Provision for loan losses | 100,000 | 201,000 | 301,000 | 402,000 |
| Pretax income | 1,867,000 | 3,241,000 | 4,234,000 | 5,481,000 |
| Income tax | 688,000 | 1,179,000 | 1,522,000 | 1,962,000 |
| Net income | 1,179,000 | 2,062,000 | 2,712,000 | 3,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,029,000 | 19,912,000 | 19,811,000 | 20,573,000 |
| Total capital | 21,465,000 | 22,304,000 | 22,243,000 | 23,128,000 |
| Risk-weighted assets | 194,600,000 | 191,033,000 | 194,196,000 | 204,219,000 |