Call reports 2002
BREMER BANK, NATIONAL ASSOCIATION — 2002
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 240,131,000 | 259,330,000 | 260,533,000 | 256,453,000 |
| Total loans | 184,397,000 | 194,252,000 | 185,853,000 | 188,001,000 |
| Allowance for loan losses | 2,488,000 | 2,565,000 | 2,657,000 | 2,692,000 |
| Securities available for sale | 30,858,000 | 38,711,000 | 45,742,000 | 41,481,000 |
| Securities held to maturity | 12,796,000 | 12,562,000 | 12,563,000 | 11,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,925,000 | 200,728,000 | 190,054,000 | 189,883,000 |
| Interest-bearing deposits | 176,716,000 | 184,625,000 | 172,005,000 | 173,373,000 |
| Noninterest-bearing deposits | 14,208,000 | 16,103,000 | 18,049,000 | 16,510,000 |
| Equity capital | 19,342,000 | 19,810,000 | 20,862,000 | 20,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,009,000 | 7,872,000 | 11,783,000 | 15,754,000 |
| Interest expense | 1,092,000 | 2,100,000 | 3,150,000 | 4,134,000 |
| Net interest income | 2,917,000 | 5,772,000 | 8,633,000 | 11,620,000 |
| Noninterest income | 636,000 | 1,220,000 | 1,885,000 | 2,650,000 |
| Noninterest expense | 1,804,000 | 3,631,000 | 5,500,000 | 7,432,000 |
| Provision for loan losses | 120,000 | 241,000 | 361,000 | 481,000 |
| Pretax income | 1,698,000 | 3,189,000 | 4,726,000 | 6,426,000 |
| Income tax | 607,000 | 1,134,000 | 1,681,000 | 2,293,000 |
| Net income | 1,091,000 | 2,055,000 | 3,045,000 | 4,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,662,000 | 17,827,000 | 18,817,000 | 18,751,000 |
| Total capital | 19,827,000 | 20,106,000 | 21,020,000 | 21,045,000 |
| Risk-weighted assets | 172,869,000 | 182,067,000 | 175,823,000 | 183,109,000 |