Call reports 2022
FREEDOM BANK OF SOUTHERN MISSOURI — 2022
What FREEDOM BANK OF SOUTHERN MISSOURI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 616,524,000 | 610,980,000 | 588,360,000 | 574,033,000 |
| Total loans | 395,232,000 | 419,897,000 | 425,170,000 | 434,265,000 |
| Allowance for loan losses | 3,536,000 | 3,711,000 | 3,774,000 | 3,833,000 |
| Securities available for sale | 97,106,000 | 96,282,000 | 89,671,000 | 88,998,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,632,000 | 557,116,000 | 535,569,000 | 521,776,000 |
| Interest-bearing deposits | 466,399,000 | 460,824,000 | 446,153,000 | 432,576,000 |
| Noninterest-bearing deposits | 94,233,000 | 96,292,000 | 89,416,000 | 89,200,000 |
| Equity capital | 54,173,000 | 51,909,000 | 50,673,000 | 50,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,297,000 | 10,994,000 | 17,119,000 | 23,278,000 |
| Interest expense | 586,000 | 1,243,000 | 2,063,000 | 3,264,000 |
| Net interest income | 4,711,000 | 9,751,000 | 15,056,000 | 20,014,000 |
| Noninterest income | 650,000 | 1,296,000 | 1,986,000 | 2,600,000 |
| Noninterest expense | 3,147,000 | 6,414,000 | 9,708,000 | 12,997,000 |
| Provision for loan losses | 67,000 | 296,000 | 363,000 | 480,000 |
| Pretax income | 2,147,000 | 4,337,000 | 6,971,000 | 9,137,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,147,000 | 4,337,000 | 6,971,000 | 9,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,470,000 | 53,440,000 | 55,855,000 | 54,355,000 |
| Total capital | — | 57,151,000 | — | — |
| Risk-weighted assets | — | 437,199,000 | — | — |