Call reports 2019
FREEDOM BANK OF SOUTHERN MISSOURI — 2019
What FREEDOM BANK OF SOUTHERN MISSOURI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 297,762,000 | 293,734,000 | 292,212,000 | 292,218,000 |
| Total loans | 235,450,000 | 234,671,000 | 240,637,000 | 242,922,000 |
| Allowance for loan losses | 2,664,000 | 2,631,000 | 2,715,000 | 2,857,000 |
| Securities available for sale | 15,729,000 | 15,468,000 | 15,152,000 | 14,479,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,370,000 | 246,147,000 | 243,523,000 | 244,546,000 |
| Interest-bearing deposits | 224,416,000 | 225,151,000 | 222,813,000 | 223,411,000 |
| Noninterest-bearing deposits | 22,954,000 | 20,996,000 | 20,710,000 | 21,135,000 |
| Equity capital | 28,437,000 | 29,504,000 | 30,542,000 | 29,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,457,000 | 7,082,000 | 10,710,000 | 14,357,000 |
| Interest expense | 937,000 | 1,917,000 | 2,918,000 | 3,850,000 |
| Net interest income | 2,520,000 | 5,165,000 | 7,792,000 | 10,507,000 |
| Noninterest income | 265,000 | 530,000 | 799,000 | 1,057,000 |
| Noninterest expense | 1,681,000 | 3,410,000 | 5,151,000 | 6,860,000 |
| Provision for loan losses | 114,000 | 353,000 | 467,000 | 507,000 |
| Pretax income | 990,000 | 1,932,000 | 2,973,000 | 4,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 990,000 | 1,932,000 | 2,973,000 | 4,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,406,000 | 29,348,000 | 30,329,000 | 29,587,000 |
| Total capital | 31,070,000 | 31,979,000 | 33,044,000 | 32,444,000 |
| Risk-weighted assets | 219,511,000 | 218,603,000 | 227,200,000 | 229,363,000 |