Call reports 2018
FREEDOM BANK OF SOUTHERN MISSOURI — 2018
What FREEDOM BANK OF SOUTHERN MISSOURI reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 272,987,000 | 268,605,000 | 280,181,000 | 281,720,000 |
| Total loans | 217,868,000 | 227,832,000 | 229,947,000 | 235,073,000 |
| Allowance for loan losses | 2,326,000 | 2,335,000 | 2,444,000 | 2,601,000 |
| Securities available for sale | 19,264,000 | 18,718,000 | 18,092,000 | 17,333,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,015,000 | 219,794,000 | 230,292,000 | 232,722,000 |
| Interest-bearing deposits | 209,234,000 | 200,122,000 | 209,156,000 | 211,944,000 |
| Noninterest-bearing deposits | 18,781,000 | 19,672,000 | 21,136,000 | 20,778,000 |
| Equity capital | 25,655,000 | 26,835,000 | 27,756,000 | 27,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,096,000 | 6,336,000 | 9,644,000 | 13,041,000 |
| Interest expense | 597,000 | 1,233,000 | 1,972,000 | 2,795,000 |
| Net interest income | 2,499,000 | 5,103,000 | 7,672,000 | 10,246,000 |
| Noninterest income | 227,000 | 485,000 | 754,000 | 997,000 |
| Noninterest expense | 1,608,000 | 3,186,000 | 4,816,000 | 6,401,000 |
| Provision for loan losses | 683,000 | 753,000 | 888,000 | 1,128,000 |
| Pretax income | 435,000 | 1,649,000 | 2,722,000 | 3,709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 1,649,000 | 2,722,000 | 3,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,855,000 | 27,070,000 | 28,102,000 | 27,476,000 |
| Total capital | 28,181,000 | 29,405,000 | 30,546,000 | 30,077,000 |
| Risk-weighted assets | 199,664,000 | 206,580,000 | 208,602,000 | 211,909,000 |