Call reports 2017
FREEDOM BANK OF SOUTHERN MISSOURI — 2017
What FREEDOM BANK OF SOUTHERN MISSOURI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 259,176,000 | 263,485,000 | 268,488,000 | 270,997,000 |
| Total loans | 213,378,000 | 219,192,000 | 217,518,000 | 224,788,000 |
| Allowance for loan losses | 2,601,000 | 2,654,000 | 2,789,000 | 2,662,000 |
| Securities available for sale | 22,569,000 | 20,405,000 | 19,799,000 | 20,384,000 |
| Securities held to maturity | 0 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,919,000 | 218,811,000 | 222,620,000 | 226,279,000 |
| Interest-bearing deposits | 203,662,000 | 198,968,000 | 203,713,000 | 206,910,000 |
| Noninterest-bearing deposits | 20,257,000 | 19,843,000 | 18,907,000 | 19,369,000 |
| Equity capital | 24,100,000 | 25,388,000 | 26,431,000 | 25,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,904,000 | 5,930,000 | 9,004,000 | 12,132,000 |
| Interest expense | 471,000 | 967,000 | 1,496,000 | 2,072,000 |
| Net interest income | 2,433,000 | 4,963,000 | 7,508,000 | 10,060,000 |
| Noninterest income | 225,000 | 469,000 | 698,000 | 917,000 |
| Noninterest expense | 1,635,000 | 3,193,000 | 4,754,000 | 6,339,000 |
| Provision for loan losses | 93,000 | 186,000 | 269,000 | 311,000 |
| Pretax income | 930,000 | 2,081,000 | 3,211,000 | 4,355,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 930,000 | 2,080,000 | 3,209,000 | 4,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,967,000 | 25,117,000 | 26,186,000 | 25,480,000 |
| Total capital | 26,278,000 | 27,556,000 | 28,617,000 | 27,963,000 |
| Risk-weighted assets | 184,654,000 | 194,906,000 | 194,146,000 | 198,536,000 |