Call reports 2011
FREEDOM BANK OF SOUTHERN MISSOURI — 2011
What FREEDOM BANK OF SOUTHERN MISSOURI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 125,414,000 | 137,807,000 | 144,195,000 | 143,961,000 |
| Total loans | 104,137,000 | 109,023,000 | 113,974,000 | 118,075,000 |
| Allowance for loan losses | 1,379,000 | 1,434,000 | 1,680,000 | 1,557,000 |
| Securities available for sale | 7,437,000 | 8,934,000 | 12,515,000 | 15,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,787,000 | 126,547,000 | 132,306,000 | 132,442,000 |
| Interest-bearing deposits | 107,325,000 | 119,817,000 | 123,352,000 | 123,927,000 |
| Noninterest-bearing deposits | 7,462,000 | 6,730,000 | 8,954,000 | 8,515,000 |
| Equity capital | 10,310,000 | 10,887,000 | 11,503,000 | 11,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,408,000 | 5,263,000 | 7,172,000 |
| Interest expense | 395,000 | 774,000 | 1,150,000 | 1,516,000 |
| Net interest income | 1,284,000 | 2,634,000 | 4,113,000 | 5,656,000 |
| Noninterest income | 86,000 | 376,000 | 498,000 | 617,000 |
| Noninterest expense | 779,000 | 1,725,000 | 2,598,000 | 3,534,000 |
| Provision for loan losses | 182,000 | 416,000 | 656,000 | 906,000 |
| Pretax income | 409,000 | 869,000 | 1,357,000 | 1,833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 409,000 | 869,000 | 1,357,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,348,000 | 10,773,000 | 11,261,000 | 10,998,000 |
| Total capital | 11,449,000 | 11,955,000 | 12,474,000 | 12,214,000 |
| Risk-weighted assets | 87,790,000 | 94,300,000 | 96,610,000 | 96,931,000 |