Call reports 2001
FREEDOM BANK OF SOUTHERN MISSOURI — 2001
What FREEDOM BANK OF SOUTHERN MISSOURI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,765,000 | 23,539,000 | 25,779,000 | 28,036,000 |
| Total loans | 13,666,000 | 15,992,000 | 17,395,000 | 19,579,000 |
| Allowance for loan losses | 172,000 | 204,000 | 228,000 | 267,000 |
| Securities available for sale | 888,000 | 1,323,000 | 1,078,000 | 1,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,740,000 | 20,482,000 | 22,661,000 | 24,845,000 |
| Interest-bearing deposits | 16,097,000 | 18,777,000 | 20,178,000 | 22,317,000 |
| Noninterest-bearing deposits | 1,643,000 | 1,705,000 | 2,483,000 | 2,528,000 |
| Equity capital | 2,892,000 | 2,927,000 | 2,978,000 | 3,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 840,000 | 1,322,000 | 1,792,000 |
| Interest expense | 205,000 | 433,000 | 666,000 | 892,000 |
| Net interest income | 193,000 | 407,000 | 656,000 | 900,000 |
| Noninterest income | 31,000 | 73,000 | 109,000 | 155,000 |
| Noninterest expense | 156,000 | 349,000 | 545,000 | 761,000 |
| Provision for loan losses | 53,000 | 90,000 | 132,000 | 190,000 |
| Pretax income | 15,000 | 41,000 | 88,000 | 104,000 |
| Income tax | 0 | 0 | 0 | -65,000 |
| Net income | 15,000 | 41,000 | 88,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,880,000 | 2,907,000 | 2,954,000 | 3,035,000 |
| Total capital | 3,052,000 | 3,111,000 | 3,179,000 | 3,286,000 |
| Risk-weighted assets | 14,517,000 | 16,571,000 | 18,105,000 | 20,334,000 |