Call reports 2026
STATE SAVINGS BANK OF MANISTIQUE, THE — 2026
What STATE SAVINGS BANK OF MANISTIQUE, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 182,771,000 | 178,210,000 |
| Total loans | 94,455,000 | 93,163,000 |
| Allowance for loan losses | 975,000 | 997,000 |
| Securities available for sale | 72,761,000 | 71,190,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 159,222,000 | 154,061,000 |
| Interest-bearing deposits | 148,736,000 | 142,503,000 |
| Noninterest-bearing deposits | 10,486,000 | 11,558,000 |
| Equity capital | 13,867,000 | 14,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,030,000 | 4,123,000 |
| Interest expense | 743,000 | 1,480,000 |
| Net interest income | 1,287,000 | 2,643,000 |
| Noninterest income | 106,000 | 219,000 |
| Noninterest expense | 1,047,000 | 2,074,000 |
| Provision for loan losses | 23,000 | 45,000 |
| Pretax income | 323,000 | 743,000 |
| Income tax | 22,000 | 44,000 |
| Net income | 301,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,074,000 | 17,312,000 |
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