Call reports 2023
STATE SAVINGS BANK OF MANISTIQUE, THE — 2023
What STATE SAVINGS BANK OF MANISTIQUE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 158,719,000 | 157,481,000 | 160,213,000 | 159,132,000 |
| Total loans | 66,875,000 | 70,147,000 | 71,491,000 | 74,119,000 |
| Allowance for loan losses | 959,000 | 859,000 | 940,000 | 943,000 |
| Securities available for sale | 81,417,000 | 75,776,000 | 72,663,000 | 74,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,781,000 | 136,208,000 | 140,151,000 | 137,957,000 |
| Interest-bearing deposits | 128,039,000 | 123,531,000 | 125,345,000 | 124,347,000 |
| Noninterest-bearing deposits | 11,742,000 | 12,677,000 | 14,806,000 | 13,610,000 |
| Equity capital | 9,734,000 | 8,727,000 | 8,206,000 | 9,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,809,000 | 4,380,000 | 5,887,000 |
| Interest expense | 243,000 | 556,000 | 977,000 | 1,444,000 |
| Net interest income | 1,130,000 | 2,253,000 | 3,403,000 | 4,443,000 |
| Noninterest income | 85,000 | 191,000 | 289,000 | 456,000 |
| Noninterest expense | 812,000 | 1,853,000 | 2,685,000 | 3,597,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 362,000 | 513,000 | 906,000 | 1,179,000 |
| Income tax | 29,000 | 63,000 | 92,000 | 185,000 |
| Net income | 333,000 | 450,000 | 814,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,263,000 | 16,310,000 | 16,555,000 | 16,515,000 |
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