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Call reports 2006

STATE SAVINGS BANK OF MANISTIQUE, THE — 2006

What STATE SAVINGS BANK OF MANISTIQUE, THE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/97c55f7f-57e3-453f-9235-f8b999758862/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets107,974,000106,414,000109,057,000103,164,000
Total loans61,762,00062,732,00063,964,00063,336,000
Allowance for loan losses843,000865,000861,000870,000
Securities available for sale37,038,00036,816,00036,625,00033,742,000
Securities held to maturity0000
Trading assets0000
Total deposits82,806,00082,570,00084,425,00084,643,000
Interest-bearing deposits75,343,00075,153,00076,789,00076,565,000
Noninterest-bearing deposits7,463,0007,417,0007,636,0008,078,000
Equity capital10,017,00010,159,00010,574,00010,738,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,558,0003,166,0004,781,0006,481,000
Interest expense628,0001,293,0001,993,0002,715,000
Net interest income930,0001,873,0002,788,0003,766,000
Noninterest income79,000161,000240,000298,000
Noninterest expense632,0001,257,0001,890,0002,602,000
Provision for loan losses30,00052,00075,00083,000
Pretax income336,000714,0001,041,0001,352,000
Income tax99,000177,000255,000340,000
Net income237,000537,000786,0001,012,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital9,943,00010,188,00010,381,00010,484,000
Total capital10,786,00011,053,00011,242,00011,354,000
Risk-weighted assets72,490,00073,497,00074,686,00071,966,000

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