Call reports 2022
FREEHOLD BANK — 2022
What FREEHOLD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 294,174,000 | 289,662,000 | 292,739,000 | 293,064,000 |
| Total loans | 155,058,000 | 163,455,000 | 163,449,000 | 171,926,000 |
| Allowance for loan losses | 791,000 | 1,356,000 | 1,299,000 | 1,347,000 |
| Securities available for sale | 84,435,000 | 92,909,000 | 86,882,000 | 88,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,745,000 | 205,081,000 | 207,939,000 | 217,436,000 |
| Interest-bearing deposits | 205,110,000 | 193,761,000 | 198,122,000 | 208,647,000 |
| Noninterest-bearing deposits | 9,635,000 | 11,320,000 | 9,817,000 | 8,789,000 |
| Equity capital | 44,197,000 | 42,251,000 | 40,574,000 | 41,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,689,000 | 4,765,000 | 6,980,000 | 9,396,000 |
| Interest expense | 320,000 | 639,000 | 1,037,000 | 1,623,000 |
| Net interest income | 2,369,000 | 4,126,000 | 5,943,000 | 7,773,000 |
| Noninterest income | 91,000 | 179,000 | 267,000 | 358,000 |
| Noninterest expense | 1,056,000 | 2,494,000 | 3,805,000 | 5,031,000 |
| Provision for loan losses | 74,000 | 598,000 | 365,000 | 353,000 |
| Pretax income | 1,153,000 | 1,213,000 | 2,040,000 | 2,747,000 |
| Income tax | 238,000 | 206,000 | 384,000 | 417,000 |
| Net income | 915,000 | 1,007,000 | 1,656,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,794,000 | 41,889,000 | 42,621,000 | 43,297,000 |
| Total capital | 42,613,000 | 43,562,000 | 44,061,000 | 44,724,000 |
| Risk-weighted assets | 184,277,000 | 188,495,000 | 192,829,000 | 195,073,000 |