Call reports 2019
FREEHOLD BANK — 2019
What FREEHOLD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 295,217,000 | 286,117,000 | 287,144,000 | 293,183,000 |
| Total loans | 115,825,000 | 118,169,000 | 123,668,000 | 128,069,000 |
| Allowance for loan losses | 960,000 | 960,000 | 960,000 | 960,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 155,770,000 | 147,712,000 | 139,610,000 | 143,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,149,000 | 157,388,000 | 160,696,000 | 169,891,000 |
| Interest-bearing deposits | 153,539,000 | 151,705,000 | 154,174,000 | 163,683,000 |
| Noninterest-bearing deposits | 5,610,000 | 5,683,000 | 6,522,000 | 6,208,000 |
| Equity capital | 38,239,000 | 38,438,000 | 38,619,000 | 38,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,170,000 | 4,294,000 | 6,386,000 | 8,484,000 |
| Interest expense | 868,000 | 1,756,000 | 2,678,000 | 3,633,000 |
| Net interest income | 1,302,000 | 2,538,000 | 3,708,000 | 4,851,000 |
| Noninterest income | 96,000 | 195,000 | 291,000 | 386,000 |
| Noninterest expense | 1,036,000 | 2,105,000 | 3,137,000 | 4,202,000 |
| Provision for loan losses | 42,000 | 42,000 | 42,000 | 42,000 |
| Pretax income | 320,000 | 586,000 | 820,000 | 993,000 |
| Income tax | 83,000 | 150,000 | 203,000 | 240,000 |
| Net income | 237,000 | 436,000 | 617,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,239,000 | 38,438,000 | 38,619,000 | 38,755,000 |
| Total capital | 39,173,000 | 39,385,000 | 39,583,000 | 39,282,000 |
| Risk-weighted assets | 162,633,000 | 163,001,000 | 164,961,000 | 174,656,000 |