Call reports 2018
FREEHOLD BANK — 2018
What FREEHOLD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 302,577,000 | 301,789,000 | 300,848,000 | 297,475,000 |
| Total loans | 96,940,000 | 104,841,000 | 110,815,000 | 114,632,000 |
| Allowance for loan losses | 743,000 | 801,000 | 860,000 | 918,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 183,668,000 | 174,788,000 | 167,111,000 | 161,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,578,000 | 153,378,000 | 152,749,000 | 161,999,000 |
| Interest-bearing deposits | 146,358,000 | 148,744,000 | 147,676,000 | 156,226,000 |
| Noninterest-bearing deposits | 5,220,000 | 4,634,000 | 5,073,000 | 5,773,000 |
| Equity capital | 37,077,000 | 37,387,000 | 37,665,000 | 38,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,311,000 | 6,562,000 | 8,804,000 |
| Interest expense | 810,000 | 1,669,000 | 2,543,000 | 3,426,000 |
| Net interest income | 1,305,000 | 2,642,000 | 4,019,000 | 5,378,000 |
| Noninterest income | 88,000 | 195,000 | 287,000 | 375,000 |
| Noninterest expense | 1,046,000 | 2,060,000 | 3,076,000 | 4,002,000 |
| Provision for loan losses | 59,000 | 117,000 | 176,000 | 234,000 |
| Pretax income | 288,000 | 660,000 | 1,054,000 | 1,517,000 |
| Income tax | 93,000 | 155,000 | 271,000 | 397,000 |
| Net income | 195,000 | 505,000 | 783,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,077,000 | 37,387,000 | 37,665,000 | 38,002,000 |
| Total capital | 37,741,000 | 38,107,000 | 38,467,000 | 38,891,000 |
| Risk-weighted assets | 159,701,000 | 163,757,000 | 166,295,000 | 162,345,000 |