Call reports 2017
FREEHOLD BANK — 2017
What FREEHOLD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 308,482,000 | 304,570,000 | 302,844,000 | 302,591,000 |
| Total loans | 77,695,000 | 79,727,000 | 87,637,000 | 92,321,000 |
| Allowance for loan losses | 602,000 | 595,000 | 678,000 | 684,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 208,940,000 | 202,596,000 | 193,077,000 | 188,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,691,000 | 154,393,000 | 151,409,000 | 156,577,000 |
| Interest-bearing deposits | 146,241,000 | 149,879,000 | 147,098,000 | 150,645,000 |
| Noninterest-bearing deposits | 3,450,000 | 4,514,000 | 4,311,000 | 5,932,000 |
| Equity capital | 36,207,000 | 37,072,000 | 37,248,000 | 36,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,144,000 | 6,225,000 | 8,308,000 |
| Interest expense | 810,000 | 1,621,000 | 2,439,000 | 3,247,000 |
| Net interest income | 1,262,000 | 2,523,000 | 3,786,000 | 5,061,000 |
| Noninterest income | 93,000 | 890,000 | 978,000 | 1,064,000 |
| Noninterest expense | 1,057,000 | 2,154,000 | 3,164,000 | 4,287,000 |
| Provision for loan losses | -5,000 | -12,000 | 71,000 | 77,000 |
| Pretax income | 303,000 | 1,271,000 | 1,529,000 | 1,761,000 |
| Income tax | 97,000 | 200,000 | 282,000 | 880,000 |
| Net income | 206,000 | 1,071,000 | 1,247,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,207,000 | 37,072,000 | 37,248,000 | 36,882,000 |
| Total capital | 36,621,000 | 37,514,000 | 37,805,000 | 37,474,000 |
| Risk-weighted assets | 146,380,000 | 148,965,000 | 153,395,000 | 157,064,000 |