Call reports 2014
FREEHOLD BANK — 2014
What FREEHOLD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 274,876,000 | 280,238,000 | 288,368,000 | 289,764,000 |
| Total loans | 51,928,000 | 51,326,000 | 51,110,000 | 50,457,000 |
| Allowance for loan losses | 531,000 | 532,000 | 534,000 | 535,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 202,708,000 | 206,441,000 | 215,427,000 | 218,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,137,000 | 167,530,000 | 162,806,000 | 161,380,000 |
| Interest-bearing deposits | 168,068,000 | 164,065,000 | 159,648,000 | 158,023,000 |
| Noninterest-bearing deposits | 3,069,000 | 3,465,000 | 3,158,000 | 3,357,000 |
| Equity capital | 34,805,000 | 35,028,000 | 35,175,000 | 35,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,332,000 | 5,000,000 | 6,696,000 |
| Interest expense | 545,000 | 1,148,000 | 1,831,000 | 2,553,000 |
| Net interest income | 1,125,000 | 2,184,000 | 3,169,000 | 4,143,000 |
| Noninterest income | 90,000 | 177,000 | 272,000 | 369,000 |
| Noninterest expense | 831,000 | 1,644,000 | 2,523,000 | 3,698,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 384,000 | 717,000 | 918,000 | 814,000 |
| Income tax | 129,000 | 239,000 | 293,000 | 225,000 |
| Net income | 255,000 | 478,000 | 625,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,805,000 | 35,028,000 | 35,175,000 | 35,139,000 |
| Total capital | 35,336,000 | 35,560,000 | 35,709,000 | 35,674,000 |
| Risk-weighted assets | 83,743,000 | 84,710,000 | 86,219,000 | 86,568,000 |