Call reports 2013
FREEHOLD BANK — 2013
What FREEHOLD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 263,194,000 | 269,990,000 | 267,886,000 | 272,611,000 |
| Total loans | 54,815,000 | 54,177,000 | 54,855,000 | 53,594,000 |
| Allowance for loan losses | 525,000 | 527,000 | 528,000 | 530,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 188,406,000 | 196,048,000 | 190,547,000 | 196,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,668,000 | 174,868,000 | 173,296,000 | 173,401,000 |
| Interest-bearing deposits | 174,185,000 | 172,065,000 | 170,297,000 | 170,343,000 |
| Noninterest-bearing deposits | 2,483,000 | 2,803,000 | 2,999,000 | 3,058,000 |
| Equity capital | 33,788,000 | 34,047,000 | 34,301,000 | 34,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,689,000 | 3,362,000 | 5,032,000 | 6,689,000 |
| Interest expense | 543,000 | 1,091,000 | 1,630,000 | 2,157,000 |
| Net interest income | 1,146,000 | 2,271,000 | 3,402,000 | 4,532,000 |
| Noninterest income | 111,000 | 235,000 | 344,000 | 450,000 |
| Noninterest expense | 864,000 | 1,723,000 | 2,582,000 | 3,455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 393,000 | 783,000 | 1,164,000 | 1,527,000 |
| Income tax | 134,000 | 264,000 | 391,000 | 505,000 |
| Net income | 259,000 | 519,000 | 773,000 | 1,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,788,000 | 34,047,000 | 34,301,000 | 34,550,000 |
| Total capital | 34,313,000 | 34,574,000 | 34,829,000 | 35,080,000 |
| Risk-weighted assets | 82,336,000 | 83,345,000 | 82,688,000 | 83,621,000 |