Call reports 2012
FREEHOLD BANK — 2012
What FREEHOLD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 265,785,000 | 264,047,000 | 264,354,000 | 260,864,000 |
| Total loans | 57,635,000 | 56,283,000 | 54,324,000 | 53,496,000 |
| Allowance for loan losses | 637,000 | 637,000 | 522,000 | 524,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 186,977,000 | 185,890,000 | 188,131,000 | 185,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,792,000 | 179,800,000 | 179,927,000 | 176,428,000 |
| Interest-bearing deposits | 178,925,000 | 176,162,000 | 176,577,000 | 173,041,000 |
| Noninterest-bearing deposits | 2,867,000 | 3,638,000 | 3,350,000 | 3,387,000 |
| Equity capital | 32,555,000 | 32,905,000 | 33,239,000 | 33,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 3,980,000 | 5,851,000 | 7,641,000 |
| Interest expense | 736,000 | 1,420,000 | 2,066,000 | 2,668,000 |
| Net interest income | 1,291,000 | 2,560,000 | 3,785,000 | 4,973,000 |
| Noninterest income | 138,000 | 264,000 | 406,000 | 539,000 |
| Noninterest expense | 871,000 | 1,740,000 | 2,596,000 | 3,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 558,000 | 1,084,000 | 1,595,000 | 2,023,000 |
| Income tax | 195,000 | 371,000 | 548,000 | 687,000 |
| Net income | 363,000 | 713,000 | 1,047,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,555,000 | 32,905,000 | 33,239,000 | 33,528,000 |
| Total capital | 33,192,000 | 33,542,000 | 33,761,000 | 34,052,000 |
| Risk-weighted assets | 83,191,000 | 82,542,000 | 82,043,000 | 81,441,000 |