Call reports 2025
CENTURY BANK OF KENTUCKY, INC. — 2025
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 195,623,000 | 194,509,000 | 199,398,000 | 201,862,000 |
| Total loans | 127,835,000 | 130,975,000 | 136,691,000 | 139,999,000 |
| Allowance for loan losses | 1,331,000 | 1,332,000 | 1,329,000 | 1,327,000 |
| Securities available for sale | 47,154,000 | 49,462,000 | 52,369,000 | 48,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,975,000 | 176,680,000 | 181,293,000 | 183,734,000 |
| Interest-bearing deposits | 144,249,000 | 145,618,000 | 150,624,000 | 150,437,000 |
| Noninterest-bearing deposits | 34,726,000 | 31,062,000 | 30,669,000 | 33,297,000 |
| Equity capital | 16,234,000 | 17,158,000 | 17,479,000 | 17,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,451,000 | 4,980,000 | 7,654,000 | 10,637,000 |
| Interest expense | 871,000 | 1,763,000 | 2,676,000 | 3,529,000 |
| Net interest income | 1,580,000 | 3,217,000 | 4,978,000 | 7,108,000 |
| Noninterest income | 236,000 | 479,000 | 691,000 | 931,000 |
| Noninterest expense | 1,080,000 | 2,287,000 | 3,536,000 | 4,553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 736,000 | 1,409,000 | 2,133,000 | 3,480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 736,000 | 1,409,000 | 2,133,000 | 3,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,046,000 | 19,621,000 | 19,489,000 | 19,591,000 |