Call reports 2024
CENTURY BANK OF KENTUCKY, INC. — 2024
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 181,824,000 | 184,748,000 | 188,640,000 | 188,368,000 |
| Total loans | 127,581,000 | 129,174,000 | 129,400,000 | 125,164,000 |
| Allowance for loan losses | 1,384,000 | 1,383,000 | 1,383,000 | 1,333,000 |
| Securities available for sale | 39,048,000 | 40,802,000 | 43,867,000 | 43,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,289,000 | 169,543,000 | 172,060,000 | 173,045,000 |
| Interest-bearing deposits | 133,020,000 | 136,508,000 | 139,136,000 | 139,815,000 |
| Noninterest-bearing deposits | 34,269,000 | 33,035,000 | 32,924,000 | 33,230,000 |
| Equity capital | 14,193,000 | 14,740,000 | 16,135,000 | 14,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,543,000 | 6,948,000 | 9,391,000 |
| Interest expense | 867,000 | 1,781,000 | 2,753,000 | 3,662,000 |
| Net interest income | 1,355,000 | 2,762,000 | 4,195,000 | 5,729,000 |
| Noninterest income | 194,000 | 392,000 | 635,000 | 917,000 |
| Noninterest expense | 1,000,000 | 2,075,000 | 3,086,000 | 4,166,000 |
| Provision for loan losses | 0 | 0 | 0 | -49,000 |
| Pretax income | 549,000 | 1,079,000 | 1,744,000 | 2,480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 1,079,000 | 1,744,000 | 2,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,873,000 | 18,313,000 | 18,602,000 | 18,408,000 |