Call reports 2023
CENTURY BANK OF KENTUCKY, INC. — 2023
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 176,826,000 | 173,816,000 | 179,472,000 | 185,238,000 |
| Total loans | 118,281,000 | 120,363,000 | 122,041,000 | 126,105,000 |
| Allowance for loan losses | 1,404,000 | 1,398,000 | 1,396,000 | 1,389,000 |
| Securities available for sale | 40,325,000 | 39,373,000 | 39,272,000 | 41,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,898,000 | 159,622,000 | 166,170,000 | 170,985,000 |
| Interest-bearing deposits | 129,061,000 | 126,118,000 | 130,922,000 | 135,169,000 |
| Noninterest-bearing deposits | 33,837,000 | 33,504,000 | 35,248,000 | 35,816,000 |
| Equity capital | 13,725,000 | 13,873,000 | 12,952,000 | 13,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 3,853,000 | 5,885,000 | 8,094,000 |
| Interest expense | 385,000 | 941,000 | 1,645,000 | 2,455,000 |
| Net interest income | 1,541,000 | 2,912,000 | 4,240,000 | 5,639,000 |
| Noninterest income | 146,000 | 297,000 | 458,000 | 669,000 |
| Noninterest expense | 939,000 | 1,931,000 | 2,965,000 | 4,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 748,000 | 1,278,000 | 1,733,000 | 2,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 748,000 | 1,278,000 | 1,733,000 | 2,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,540,000 | 17,997,000 | 17,981,000 | 17,410,000 |