Call reports 2022
CENTURY BANK OF KENTUCKY, INC. — 2022
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 164,250,000 | 161,167,000 | 168,387,000 | 174,862,000 |
| Total loans | 113,818,000 | 114,767,000 | 116,459,000 | 119,284,000 |
| Allowance for loan losses | 1,413,000 | 1,416,000 | 1,406,000 | 1,404,000 |
| Securities available for sale | 34,419,000 | 35,936,000 | 38,292,000 | 38,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,857,000 | 146,234,000 | 153,879,000 | 161,720,000 |
| Interest-bearing deposits | 115,980,000 | 112,966,000 | 120,830,000 | 128,417,000 |
| Noninterest-bearing deposits | 32,877,000 | 33,268,000 | 33,049,000 | 33,302,000 |
| Equity capital | 15,246,000 | 14,658,000 | 12,229,000 | 12,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 3,011,000 | 4,651,000 | 6,424,000 |
| Interest expense | 93,000 | 194,000 | 340,000 | 627,000 |
| Net interest income | 1,394,000 | 2,817,000 | 4,311,000 | 5,797,000 |
| Noninterest income | 142,000 | 310,000 | 456,000 | 604,000 |
| Noninterest expense | 884,000 | 1,837,000 | 2,754,000 | 3,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 652,000 | 1,290,000 | 2,013,000 | 2,589,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 652,000 | 1,290,000 | 2,013,000 | 2,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,327,000 | 17,933,000 | 17,366,000 | 17,014,000 |