Call reports 2021
CENTURY BANK OF KENTUCKY, INC. — 2021
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 158,456,000 | 155,482,000 | 160,654,000 | 161,438,000 |
| Total loans | 111,188,000 | 117,094,000 | 119,672,000 | 114,993,000 |
| Allowance for loan losses | 1,352,000 | 1,383,000 | 1,390,000 | 1,393,000 |
| Securities available for sale | 24,673,000 | 27,649,000 | 28,167,000 | 27,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,945,000 | 132,786,000 | 138,508,000 | 139,420,000 |
| Interest-bearing deposits | 106,413,000 | 104,788,000 | 111,061,000 | 108,667,000 |
| Noninterest-bearing deposits | 28,531,000 | 27,998,000 | 27,448,000 | 30,753,000 |
| Equity capital | 16,377,000 | 17,039,000 | 17,145,000 | 16,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,939,000 | 4,445,000 | 6,015,000 |
| Interest expense | 130,000 | 242,000 | 345,000 | 445,000 |
| Net interest income | 1,289,000 | 2,697,000 | 4,100,000 | 5,570,000 |
| Noninterest income | 149,000 | 290,000 | 437,000 | 588,000 |
| Noninterest expense | 795,000 | 1,652,000 | 2,551,000 | 3,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 643,000 | 1,346,000 | 1,997,000 | 2,617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 643,000 | 1,346,000 | 1,997,000 | 2,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,247,000 | 16,930,000 | 17,061,000 | 16,696,000 |