Call reports 2020
CENTURY BANK OF KENTUCKY, INC. — 2020
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 142,583,000 | 143,665,000 | 142,454,000 | 146,134,000 |
| Total loans | 108,064,000 | 107,407,000 | 112,086,000 | 109,922,000 |
| Allowance for loan losses | 1,249,000 | 1,282,000 | 1,317,000 | 1,345,000 |
| Securities available for sale | 16,589,000 | 15,286,000 | 13,540,000 | 14,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,388,000 | 121,061,000 | 119,444,000 | 124,131,000 |
| Interest-bearing deposits | 103,300,000 | 98,361,000 | 97,375,000 | 98,401,000 |
| Noninterest-bearing deposits | 17,088,000 | 22,700,000 | 22,069,000 | 25,730,000 |
| Equity capital | 15,829,000 | 15,888,000 | 16,412,000 | 16,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,118,000 | 4,598,000 | 6,074,000 |
| Interest expense | 295,000 | 539,000 | 756,000 | 934,000 |
| Net interest income | 1,297,000 | 2,579,000 | 3,842,000 | 5,140,000 |
| Noninterest income | 136,000 | 259,000 | 391,000 | 546,000 |
| Noninterest expense | 826,000 | 1,689,000 | 2,482,000 | 3,389,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 597,000 | 1,109,000 | 1,681,000 | 2,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 597,000 | 1,109,000 | 1,681,000 | 2,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,598,000 | 15,459,000 | 16,009,000 | 15,625,000 |