Call reports 2019
CENTURY BANK OF KENTUCKY, INC. — 2019
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,108,000 | 140,859,000 | 141,935,000 | 138,425,000 |
| Total loans | 110,591,000 | 109,259,000 | 114,818,000 | 107,048,000 |
| Allowance for loan losses | 1,256,000 | 1,230,000 | 1,237,000 | 1,236,000 |
| Securities available for sale | 13,445,000 | 14,832,000 | 16,059,000 | 16,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,576,000 | 115,728,000 | 116,166,000 | 117,642,000 |
| Interest-bearing deposits | 102,004,000 | 99,238,000 | 99,880,000 | 101,339,000 |
| Noninterest-bearing deposits | 17,572,000 | 16,490,000 | 16,286,000 | 16,303,000 |
| Equity capital | 14,252,000 | 15,013,000 | 15,353,000 | 15,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,272,000 | 4,934,000 | 6,636,000 |
| Interest expense | 342,000 | 697,000 | 1,061,000 | 1,399,000 |
| Net interest income | 1,217,000 | 2,575,000 | 3,873,000 | 5,237,000 |
| Noninterest income | 129,000 | 264,000 | 405,000 | 553,000 |
| Noninterest expense | 896,000 | 1,744,000 | 2,576,000 | 3,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 450,000 | 1,095,000 | 1,702,000 | 2,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 1,095,000 | 1,702,000 | 2,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,400,000 | 15,001,000 | 15,314,000 | 15,038,000 |
| Total capital | 15,656,000 | 16,231,000 | 16,551,000 | 16,186,000 |
| Risk-weighted assets | 101,428,000 | 99,225,000 | 104,797,000 | 91,714,000 |