Call reports 2018
CENTURY BANK OF KENTUCKY, INC. — 2018
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 140,858,000 | 137,138,000 | 138,553,000 | 139,933,000 |
| Total loans | 104,099,000 | 107,525,000 | 109,782,000 | 109,324,000 |
| Allowance for loan losses | 1,271,000 | 1,279,000 | 1,275,000 | 1,252,000 |
| Securities available for sale | 14,298,000 | 13,961,000 | 13,596,000 | 13,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,412,000 | 113,265,000 | 114,916,000 | 118,710,000 |
| Interest-bearing deposits | 102,551,000 | 98,112,000 | 99,915,000 | 101,700,000 |
| Noninterest-bearing deposits | 15,861,000 | 15,153,000 | 15,001,000 | 17,010,000 |
| Equity capital | 14,039,000 | 14,381,000 | 14,535,000 | 13,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 2,970,000 | 4,465,000 | 6,021,000 |
| Interest expense | 223,000 | 465,000 | 714,000 | 1,018,000 |
| Net interest income | 1,261,000 | 2,505,000 | 3,751,000 | 5,003,000 |
| Noninterest income | 139,000 | 281,000 | 426,000 | 579,000 |
| Noninterest expense | 816,000 | 1,610,000 | 2,488,000 | 3,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 584,000 | 1,176,000 | 1,689,000 | 2,241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 584,000 | 1,176,000 | 1,689,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,515,000 | 14,867,000 | 15,065,000 | 13,996,000 |
| Total capital | 15,704,000 | 16,106,000 | 16,285,000 | 15,225,000 |
| Risk-weighted assets | 95,025,000 | 99,099,000 | 97,551,000 | 98,320,000 |