Call reports 2017
CENTURY BANK OF KENTUCKY, INC. — 2017
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 121,749,000 | 129,733,000 | 133,735,000 | 138,786,000 |
| Total loans | 97,564,000 | 103,163,000 | 106,592,000 | 104,998,000 |
| Allowance for loan losses | 1,228,000 | 1,230,000 | 1,234,000 | 1,223,000 |
| Securities available for sale | 15,139,000 | 14,961,000 | 14,591,000 | 14,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,611,000 | 108,127,000 | 111,589,000 | 115,783,000 |
| Interest-bearing deposits | 85,617,000 | 93,114,000 | 96,944,000 | 100,798,000 |
| Noninterest-bearing deposits | 14,994,000 | 15,013,000 | 14,645,000 | 14,986,000 |
| Equity capital | 12,914,000 | 13,606,000 | 14,010,000 | 13,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,623,000 | 4,099,000 | 5,571,000 |
| Interest expense | 104,000 | 237,000 | 420,000 | 622,000 |
| Net interest income | 1,168,000 | 2,386,000 | 3,679,000 | 4,949,000 |
| Noninterest income | 149,000 | 300,000 | 469,000 | 644,000 |
| Noninterest expense | 823,000 | 1,615,000 | 2,432,000 | 3,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 494,000 | 1,071,000 | 1,716,000 | 2,343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 494,000 | 1,071,000 | 1,716,000 | 2,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,155,000 | 13,702,000 | 14,105,000 | 13,992,000 |
| Total capital | 14,299,000 | 14,889,000 | 15,318,000 | 15,209,000 |
| Risk-weighted assets | 91,452,000 | 94,894,000 | 97,009,000 | 97,366,000 |