Call reports 2016
CENTURY BANK OF KENTUCKY, INC. — 2016
What CENTURY BANK OF KENTUCKY, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,285,000 | 117,388,000 | 118,074,000 | 119,421,000 |
| Total loans | 79,984,000 | 85,185,000 | 87,918,000 | 88,656,000 |
| Allowance for loan losses | 1,214,000 | 1,219,000 | 1,220,000 | 1,140,000 |
| Securities available for sale | 17,833,000 | 17,377,000 | 16,403,000 | 14,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,995,000 | 95,482,000 | 94,271,000 | 97,402,000 |
| Interest-bearing deposits | 82,421,000 | 83,156,000 | 81,999,000 | 82,349,000 |
| Noninterest-bearing deposits | 11,574,000 | 12,326,000 | 12,272,000 | 15,053,000 |
| Equity capital | 12,389,000 | 12,899,000 | 13,095,000 | 12,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,363,000 | 3,601,000 | 4,874,000 |
| Interest expense | 102,000 | 206,000 | 312,000 | 416,000 |
| Net interest income | 1,052,000 | 2,157,000 | 3,289,000 | 4,458,000 |
| Noninterest income | 180,000 | 344,000 | 515,000 | 681,000 |
| Noninterest expense | 864,000 | 1,715,000 | 2,559,000 | 3,311,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 377,000 | 796,000 | 1,278,000 | 1,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 796,000 | 1,278,000 | 1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,343,000 | 12,737,000 | 12,986,000 | 12,715,000 |
| Total capital | 13,341,000 | 13,767,000 | 14,052,000 | 13,780,000 |
| Risk-weighted assets | 79,592,000 | 82,219,000 | 85,091,000 | 85,105,000 |